🏆
Backed by
No bank account, no credit check, instant signup. Prepaid cards, gift cards, and direct debit card transfers, most issued in seconds and international cards typically within 24 hours.

3.8K
Active Users
$23.8M
Total Volume
$749K
30d Volume
9,809
30d Transactions
For Agents
#1 worldwide by x402 volume
→Laso Finance is a payment-gated API that speaks both x402 and MPP. No API keys, no monthly plans, no human in the loop. Agents pay per call in USDC and get a card, a gift code, or a debit card payout in seconds.
SKILL.md is a discovery file your agent reads to onboard itself. Not meant for humans.
agents.laso.finance
live
→ pay 50 USDC on Base, retry with x-payment header
{
"card_id": "crd_8f2a...",
"status": "pending"
}
✓ card issued · 1.4s · zero human input
Why Laso
No banks, no ID upload. Connect your wallet and start spending — in minutes in the US and Canada, and typically within 24 hours for international cards.
No Identity Verification
No passport, no driver's license, no selfie verification. Connect your crypto wallet and you're ready to go.
Fast Issuance
US and Canada cards are issued and delivered instantly, ready to use in seconds. International cards are redeemed by hand and typically arrive within 24 hours, sometimes longer over a weekend.
Compliance-First
FinCEN-registered Money Services Business. On-chain monitoring and fraud prevention keep you and the platform safe.
Multi-Chain Support
Fund from Ethereum, Solana, Stellar, Arbitrum, Polygon, Optimism, Base, BSC, PulseChain, and more. Use USDC, USDT, DAI, and other major stablecoins.
No Bank Account Needed
Fund directly from your crypto wallet. No credit checks, no bank linking, no approval process.
Apple Pay & Google Pay
Add your card to Apple Pay or Google Pay and tap to pay at any contactless terminal. No physical card needed.
How It Works
Connect your wallet
Link your wallet on any of our 10 supported chains, including Ethereum, Solana, and Stellar. No email, no phone number, no personal details required.
Deposit stablecoins
Send USDC, USDT, DAI, or other supported tokens to your Laso deposit address. 10 chains supported including Ethereum, Solana, Stellar, Arbitrum, Base, and more.
Choose how to spend
Get a prepaid card, buy gift cards from 2,000+ brands, or send funds directly to your debit card. Your choice.
Products
From prepaid cards to gift cards to direct debit card transfers. Choose the product that fits your needs.
Comparison
Feature
Laso Finance
Traditional
ID upload
Not required
Required
Bank account required
No
Yes
Credit check
None
Required
Crypto funding
Direct
Not supported
Apple Pay / Google Pay
Yes
Yes
Global availability
100+ countries
Limited
Card issuance
Instant
Days to weeks
Gift cards
2,000+ brands
N/A
Connect your wallet and start spending in minutes. Prepaid cards, gift cards, and direct debit card transfers. No identity verification required.
¹ Laso Finance will automatically convert all cryptocurrency to US Dollars for use in purchases.
² There are no Laso Finance transaction fees, but a deposit fee applies on deposit. Some of our issuers charge a currency exchange fee for non-USD transactions.
All imagery is for illustrative purposes only.
© 2026 Laso Finance
Build 5779
Laso Finance products and services are available globally. Product and service availability varies by country.
Please read the Terms of Service, Privacy Policy, Short Form Disclosure, and Crypto Risk Disclosure.
Laso Finance is a limited liability company (LLC), registered as a money services business (MSB) with the U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN), registration number 31000328975254. Laso Finance LLC's office address is 5900 Balcones Drive Suite 100, Austin, TX 78731.